銀行付款¶
也參考
Wire transfer¶
The Wire Transfer payment method allows you to provide payment instructions to customers, such as your bank details and a reference to include with the payment. These instructions are displayed after the customer selects Wire Transfer as the payment method and clicks the Pay now button at the end of the checkout process on your ecommerce website or on the customer portal.
備註
虽然该支付方式适用性广且配置简单，但流程效率较低。建议优先配置 支付服务商 实现自动化处理。
线上订单将保持 报价已发送`（即未付款）状态，直至您确认收到款项并手动 :guilabel:`确认 订单。
To configure Wire Transfer, follow these steps:
在 配置 选项卡中，选择是否应在付款说明旁边显示备忘录或 通讯：
基于文件参考：销售订单或发票编号
基于客户 ID：客户标识符
Enable Enable QR codes to activate QR code payments.
備註
使用二维码需要额外的会计设置 。
Define the payment instructions in the Messages tab. If a bank account has already been defined, the account number is automatically added to the default message generated by Odoo. You can also add it afterward and update the message by clicking Reload pending message.
將 狀態 欄位設為 啟用。
小訣竅
The Wire transfer payment method can serve as a template for other payment methods that are processed manually, such as checks. Access the Wire Transfer payment method, then duplicate it if needed and rename it accordingly.
SEPA 直接扣賬¶
SEPA（单一欧元支付区）是欧盟的一项支付整合计划，旨在简化和标准化欧元区参与国之间的电子支付。
SEPA Direct Debit (SDD) is a payment provider that allows future payments to be collected from customers』 bank accounts based on a signed SEPA Direct Debit mandate. This is particularly useful for recurring payments based on a subscription.
重要
要使用 SEPA 直接借记（SDD）支付提供商并创建 SEPA 直接借记授权，需满足以下条件：
所支付的发票金额必须为欧元。
必须启用 SEPA 直接借记（SDD）`功能，并在 :ref:`会计或发票设置 <accounting/batch_sdd/sepa-configuration> 中定义公司的 债权人标识符。
配置¶
To configure SEPA Direct Debit, follow these steps:
在 配置 选项卡中，选择是否应在付款说明旁边显示备忘录或 通讯：
基于文件参考：销售订单或发票编号
基于客户 ID：客户标识符
选择 启用二维码 复选框，激活二维码支付。
備註
使用二维码需要额外的会计设置 。
编辑 信息 选项卡中的默认付款说明，加入您的**银行账号**。这些说明将显示在电子商务网站或客户门户网站的结账流程末尾。
將 狀態 欄位設為 啟用。
重要
将 货币 字段设置为默认的 EUR 标签，以确保 SDD 仅适用于欧元支付。
为 付款日记账 定义的 银行账户 必须是有效的 IBAN。
小訣竅
您还可以使用 測試模式 测试 SEPA 直接借记付款。
使用 SDD 在线支付¶
选择 SDD 作为付款方式的客户将被提示输入其 IBAN，以完成 SEPA 直接借记授权。
The SDD mandate is then automatically created in Draft based on the provided IBAN. To validate the information, customers must confirm each new mandate with a successful bank transfer of the expected amount using the specified payment reference (communication) defined in the SEPA Direct Debit payment provider’s form. Once this initial payment is received and reconciled, the mandate is automatically validated and updated to the Active status. Once a mandate is active, it is reused for all subsequent payments made with the SDD payment method. You can then collect them by uploading them to your online banking interface.