I want to create Journal for Prepaid card account. [ Prepaid card is like credit card but card needs to be top up to use, we generally use it to for online purchases.]

For Example if top-up with USD 100 we can use this credit over internet. we need to keep account of this spending and top ups.

What type do i need to select in creating journal 1. Bank and Checks 2. General or any other?

We have installed account_transfer module also to transfer cash from Cash Journal to Prepaid Card Journal. Let me know if this will work?