We have clients ready to move to Odoo but they use Net terms (Net 15, Net 30, etc.) on their current websites and their customers pay via check or ACH after delivery and invoicing.

The "wire transfer" option doesn't look professional and only creates a quote in Odoo.  The user needs to be presented with the option to pay via credit card or use his terms.  Either way, the order needs to be confirmed so stock is allocated to it and doesn't get "taken" by another sale.

I've seen a work-around using a custom payment acquirer and a bogus country, but we'll be using tax automation and don't want to worry about invalid countries.  

I'm sure I'm missing a configuration option somewhere.  

Help?

Thanks!

Bill