Cobre con SEPA

SEPA, the Single Euro Payments Area, is a payment-integration initiative of the European Union for simplification of bank transfers denominated in EURO. SEPA Direct Debit allows you to withdraw money from the bank accounts of your customers with their approval.

El SEPA es apoyado por los bancos de los 28 estados miembros europeos así como también por Islandia, Noruega, Suiza, Andorra, Mónaco y San Marino.

With Odoo, you can record customer mandates, generate an SDD XML file containing customer payments and upload it in your bank interface. The file follows the SEPA Direct Debit PAIN.008.001.02 specifications. This is a well-defined standard that makes consensus among banks.

Configuración

Go in Accounting ‣ Configuration ‣ Settings and activate the SEPA Direct Debit (SDD) Feature. Enter the Creditor Identifier of your company. This number is provided by your bank.

Cobre con SEPA

Mandatos de adeudo directo

Before withdrawing money from a customer bank account, your customer has to sign a mandate. Go in Accounting ‣ Sales ‣ Direct Debit Mandates and create a new mandate.

Truco

SEPA Direct Debit only works between IBAN Bank Accounts.

Once you have entered all the information in the customer mandate, you can print it and ask your customer to sign it. Once it is done, you can upload the mandate signed by your customer on the mandate in Odoo.

Ahora puedes validar el mandato.

Facturas de cliente

Vamos a crear una factura para ese cliente.

When you will validate this invoice, the payment will be automatically generated and your invoice will be directly marked as paid.

Truco

If you already had some invoices for that customer that could be paid using that mandate, it’s still possible to do it. Go on the invoice, click on register payment and choose the Sepa Direct Debit as payment method.

Generar archivos SDD

You can generate the SDD File with all the customer payments to send to your bank directly from the accounting dashboard :

You select the payments in the list that you want to include in your SDD File, click on action and select «Generate Direct Debit XML».

Ahora puede descargar el archivo XML generado por Odoo y cargarlo en la interfaz de su banco.

Truco

You can retrieve all the generated XML by activating the developer mode and going in Accounting ‣ Configuration ‣ Payments ‣ SDD Payment File.

Cerrar o revocar un mandato.

The Direct Debit mandate will be closed automatically once the end date defined on it is reached. However, you can close a mandate earlier than initially planned. To do that, simply go on the mandate and click on the «Close» button.The end date of the mandate will be updated to today’s date. This means you will not be able to pay invoices with an invoice date superior to this end date. Be careful, once a mandate is closed, it cannot be reopened.

También puedes ** revocar ** un mandato. En ese caso, ya no podrás pagar ninguna factura con ese mandato, sin importar la fecha de la factura. Para hacerlo, simplemente ingresa al mandato y haz clic en el botón «Revocar».